Congratulations to the Winners of the Pngme & Africa’s Talking Financial Inclusion Hackathon.

Published by Pngme on

In June of this year, Pngme and Africa’s Talking launched the Financial Inclusion Hackathon searching for developers who are building the next generation of consumer financial applications that support underbanked people and populations. We received over 100 submissions ranging from specialized apps for farming collectives to traditional lending applications. After much deliberation, we selected a shortlist of projects who provided a proof of concept (PoC) or minimum viable product (MVP) that demonstrated a clear commitment to financial inclusion and clear benefit for leveraging Pngme’s and Africa’s Talking’s respective technologies. We’re excited to share the winner and runners’ up below. Thank you to everyone who applied and contributed to the Hackathon!

Look out for interviews with the winners next week.


Pacioli is a digital lending tool for microfinance institutions (MFIs). Pacioli is the most affordable software that has almost completely automated the process of customer-onboarding and account reconciliation, ensuring auto-populating and auto-validating of the customers’ Know-Your-Customer (KYC) details for onboarding. Pacioli does account reconciliation for over 100,000 transactions with just a few clicks, within 5 minutes, and can be used to onboard over 2,000 customers within 24hrs.



2nd Place: KAROPAY

Karopay is an Edtech/Fintech firm that is focused on creating solutions in the education space. We have two main objectives. Our first objective is to smooth out operations for players in the education sector; parents, students, school owners, associations and other players. Our  second objective is to ensure that parents have financial freedom. This will ensure that financing education is not strenuous to anyone. 



3rd Place: DIGICASH

Digicash will give people a way to build their credit scores while performing cash transactions with other people. Customers can access loans from Digicash and other financial companies that will integrate with Digicash to generate a credit score from cash transaction history, guarantors network, and loan history.

Twitter @devgoks


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